The short version
- OEM means original-equipment manufacturer parts.
- Aftermarket parts are made by other suppliers.
- Your policy and state rules shape the choice.
Reading an estimate
Look for part brand labels and whether a part is new, recycled or aftermarket.
Like kind and quality
Some policies promise restoration with parts of like kind and quality; definitions vary.
Questions to ask
Ask whether you can pay the difference for OEM parts if you prefer them.
No repair shops here
Pistonara does not arrange repairs.
Pistonara is an information website, not an insurance company, agency, or broker. We do not sell policies, quote prices, rank insurers, or hand your details to agents or anyone else. The guides are general information, not insurance, legal, or financial advice.